RV Insurance

Shopping for RV Insurance

RV insurance is an excellent way to protect your travel trailer, camper, horse trailer, or simply your motorhome. Let us here at Daniel Conville Agency in Pennsylvania help you choose the right coverage for your RV. It is vital to obtain RV insurance so you can enjoy the warm weather in the summer as well as some winter weather if you plan on doing a lot of traveling.

RV Requirements

If you reside in Pennsylvania, you must make sure that you obtain at least medical benefits coverage for your motorhome. This will enable you to have the expenses available to help cover any costs if you are involved in an accident. You also need to make sure that you obtain at least bodily injury liability coverage that will help you cover the medical expenses for others if you are found at fault in an accident. Also, property damage liability is required for costs of repair or replacement.

What other coverage options do I have?

Consider comprehensive or collision coverage for your RV. You can tailor your coverage to meet your needs specifically that include:

• Agreed value- This is the insured amount. It does not matter what the value of the current market is.
• Stated value- This is the actual cash/market value of your RV.
• Replacement cost- You can replace your RV (that is insured) with a brand new one or one that is similar.

You can also consider any of the following coverage options:

• Vacation liability- This will provide you coverage if you begin using your RV as a residence temporarily.
• Personal effect coverage- This will provide you with the necessary replacement cost for any loss or damages associated with your RV.
• Roadside assistance- This policy covers your 24/7 if you were to experience an accident or breakdown of any sort.

Contact Us Today

If you reside in Pennsylvania and own an RV, contact us today here at Daniel Conville Agency for a personalized quote.