No matter how careful you are, accidents are an inevitable part of life. Comprehensive insurance can help make sure you’re prepared for the worst, but even great policies don’t cover every single possibility. What then? You can simply cross your fingers and hope for the best, or you can look into umbrella insurance, a special type of policy that covers you when your other protections fail. Daniel Conville Agency can help!
As an insurance customer, you likely hold several policies to cover various assets and aspects of your life. You may have homeowner’s or renter’s insurance, auto insurance, and so forth. However, each of those policies come with limits on the amount of liability coverage offered. They also only cover the types of accidents and mishaps specified. If something happens that isn’t covered, you’re simply not protected the way you thought you were.
That’s where umbrella insurance comes in. Should your other policies fail to cover you following an incident, your umbrella policy will. It provides additional coverage over and above set limits. It also includes you in the event something completely unforeseen occurs. Legal fees, lost wages, various types of property damage, and so forth will also be covered.
How much umbrella insurance you need will depend on several factors. How much do you own and how much do you earn? How much do you stand to be worth in the future? Are there unique factors to consider that may make your lifestyle riskier or more unusual than someone else’s?
Choosing the right insurance agent is a must when it comes to making a decision, you’ll be happy with going forward. If you’re in Pennsylvania, make the experienced insurance team of Daniel Conville Agency your choice. Call us today for more information on our umbrella insurance policies or pay us a visit in person. We can help you get a quote!